The read · combined intelligence

What the market is telling advisors

Synthesizing all five layers — AI visibility, retirement-plan data, Form ADV, the Wealth Voices digest, and earnings calls. The signal is in the convergence: analysts are pressing wealth managers hardest on fees & margins (30 questions), while the Street's own voices lean into rates & cash (7 of this week's calls). Management talks up credit & lending most in prepared remarks. And LPL Financial shows the most advisor movement — 1,746 plans with advisors in motion: a recruiting and displacement signal.

Theme convergence — where all the signals point

ThemeCross-module attentionMgmt densityAnalyst QsVoice recsMost vocal firm
Fees & margins1.8301Northern Trust
Rates & cash0.7147Interactive Brokers
Credit & lending4.4171SoFi
Advisor movement & M&A0.8100LPL Financial
AI & technology3.703BNY Mellon
Alternatives & private markets1.401Franklin Resources

Firms in play — advisors in motion

Earnings advisor-movement language + analyst attrition questions = where advisors are leaving. Each links to the plans that firm sits on.

FirmIn-play scoreAttrition Qs401(k) plansAUM
LPL Financial11.931,746$819.1B
Raymond James9.23984$501.0B
Ameriprise Financial5.82426$660.5B
State Street3.0173
Charles Schwab1.712,337$1721.0B
Interactive Brokers0.501

Visibility vs. size — the AI-ROI read

Among tracked RIAs, AI voice and assets barely correlate — visibility is up for grabs.

FirmMetroAI voiceAUM401(k) plans
Bessemer Trustnewyork35%
Caprockaustin34%$12.5B
Venturi Private Wealthaustin32%$3.6B
Rockefeller Capital Managementnewyork29%$99.6B71
EP Wealth Advisorslosangeles26%$45.1B39
Austin Assetaustin25%$1.9B
What to do with this

Take the converged theme to clients (Rates & cash is where both analysts and house voices are focused). Prospect the firms in play — their advisors are moving, and you can see exactly which plans they hold. And close your own AI-visibility gap where voice lags assets.